• Federal Deposit Insurance CorporationFDIC-Insured - Backed by the full faith and credit of the U.S. Government

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Hyannis

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Savings Solutions

In the Sandhills, we know the importance of planning for the future and taking care of what we have. Our savings accounts give you the options you need to set aside the money to make your plans come true. All of our savings accounts come with free 24/7 access to online and mobile banking and eStatements.

Savings

We offer a savings account that is right for you, with these account options you can save while also putting your money to work for you!

 

Platte Savings

Niobrara Savings

Mutton Buster Savings

Minimum Balance to Open Account

$100.00

$2,500.00

$1.00

Annual Percentage Yield*

0.35%

0.40%

0.35%

Minimum Daily Balance to Earn APY

$100.00

$2,500.00

$1.00

 *Variable rate. May change after the account is opened. APY is accurate as of 08/2/2022. Fees may reduce earnings.

Platte Savings

Today is a great day to start saving!

 

  • $100 Minimum Balance to Open Account
  • 0.35% Interest Rate (0.35% Annual Percentage Yield)
  • Free Online Banking
  • $5 Service Charge if Balance Falls Below $100 on Any Day of the Quarter

Niobrara Savings

An account for the experienced saver.

 

  • $2,500 Minimum Balance to Open Account and Earn APY
  • $5 Service Charge if Balance Falls Below $2,500 on Any Day of the Quarter
  • 0.40% Interest Rate (0.40% Annual Percentage Yield)
  • Free Online Banking

Mutton Buster Savings

We believe that all children should learn the value of saving money as early as possible. Let Sandhills State Bank help you teach your child this important lesson with our Mutton Buster Savings Plan.

 

  • $1 Minimum Balance to Open Account and Earn APY
  • No Service Charge
  • 0.35% Interest Rate (0.35% Annual Percentage Yield)

HSA

Health Savings Account (HSA)

A Health Savings Account is a tax-advantaged tool for managing health care costs. Used in conjunction with a high-deductible health insurance plan, it acts just like a regular checking account. Talk to one of our banking professionals to learn more and see if an HSA is right for you.

 

  • $100 Minimum Balance to Open Account and Earn APY
  • $3 Service Charge if Balance Falls Below $500 on Any Day of the Month
  • .50% Interest Rate (.50% Annual Percentage Yield)
  • Free Debit Card
  • Free Online Banking

Save the Change Savings Program 

Save the Change allows you to save every time you use your Sandhills State Bank Debit Card. Each transaction is automatically rounded up and transferred to a high interest savings account. 

 

  • 5.00% Interest Rate (5.10% Annual Percentage Yield)
  • $1 Minimum Balance to Open 
  • $1 Minimum Daily Balance to Earn Annual Percentage Yield
  • No Service Charge

Certificates of Deposit

A Sandhills State Bank Certificate of Deposit (CD) lets you put your money to work. To meet your unique goals, we've designed custom CDs in a variety of terms.  Visit with a Personal Banker at your nearest location to right-size your CD.

 

  • $500 Minimum Balance to Open Account and Earn APY
  • Variable Interest 

Money Market Accounts

A Sandhills State Bank Money Market Account offers competitive interest rates while maintaining account access by check, draft, or telephone. Visit with a Banker at your nearest location to learn more.

IRA

It’s never too early to start thinking about retirement. Smart investing will make your Golden Years worry-free. Our team will help you put a plan in place with a Sandhills State Bank IRA. We offer variable interest plans.

 

  • $100 Minimum Balance to Open Account and Earn APY
  • Variable Rates
  • Free Online Banking